Light Refurbishment - Unoccupied to be let or sold
For properties undergoing light refurbishment, such as new kitchens or bathrooms etc. rather than structural alterations. Bronze, Silver or Gold cover levels are available to suit your clients' risk appetite and budget.
Cover available
This cover includes:
- Fire
- Lightning
- Earthquake
- Explosion
- Aircraft and other flying devices
- £100.00 Excess
- Property owner’s liability now £5 million
This cover includes:
- Fire
- Lightning
- Earthquake
- Explosion
- Aircraft and other flying devices
- Storm
- Flood
- Weight of Snow
- Smoke damage caused by a fault in fixed domestic heating installation(s)
- Collision by vehicle or animal
- £100.00 Standard Excess
- Property owner’s liability now £5 Million
- £1,000.00 subsidence excess
- Subsidence, Heave or Landslip Now included on properties to be sold
This cover includes:
- Fire
- Lightning
- Earthquake
- Explosion
- Aircraft and other flying devices
- Storm
- Flood
- Weight of Snow
- Escape of water from and frost damage to fixed water tanks, apparatus or pipes
- Escape of oil from fixed domestic oil-fired heating installation(s)
- Smoke damage caused by a fault in fixed domestic heating installation(s)
- Theft or attempted theft
- Collision by vehicle or animal
- Riots, strikes, violent disorder, civil commotion and malicious damage
- Subsidence, Heave or Landslip now included on properties to be sold
- Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fixtures and fittings
- Falling trees, telegraph poles or lamp-posts
- Property owner’s liability now £5 million
- Accidental Damage to fixed glass, solar panels, sanitary ware & ceramic hobs
- Accidental Damage to oil pipes, underground water and gas supply pipes, sewers, drains & cables
- £1,000.00 subsidence excess
- Accidental damage to buildings (Extension)
- £100.00 Standard Excess